No matter how hard you try to avoid trouble on the road, it’s possible that you could find yourself dealing with a crash.
If this happens to you, don’t delay in receiving immediate medical attention. This one step will go a long way in helping you avoid additional health concerns in the future.
When the time arrives, which is typically sooner rather than later, you will need to have a conversation with your insurance company. Other insurance companies may also be brought into the situation at some point.
Here are some of the many car insurance claim mistakes that you need to avoid:
— Don’t provide a written or recorded statement until you are aware of your rights and coverage. You don’t want to say anything that could make things worse on you down the road.
— Don’t accept the first offer you receive. It’s common for insurance companies to low-ball accident victims, hoping that they accept the first offer and then walk away.
— Get legal advice as soon as possible. You may think that your car insurance company is in your corner, but this isn’t typically the case. Even if you have a good relationship with your agent, he or she is in the business of making your problem go away through the smallest payment possible.
— Think twice before you accept payment. For example, if a check says “final payment,” you won’t be able to seek additional compensation from the insurance company down the road.
Last, but certainly not least, you should never let your insurance company take advantage of you. You have a contract with the company, and they need to honor it.
If you find yourself in this unenviable position, don’t hesitate to consult with an attorney. By taking this one step, you’ll feel much better about your ability to work with your car insurance company to get the compensation you deserve.
The aftermath of a car accident can bring many challenges to your life. You may be in a rush to put this in the past, but you don’t want to shortchange yourself along the way. It always makes sense to consult with a personal injury attorney about your legal rights and the steps you need to take.